Enhancing Security and User Experience in Digital Banking through OAuth 2.0: Challenges, Implementations, and Future Trends

Author(s)	Surya Ravikumar
Country	United States
Abstract	Digital banking has transformed the financial services landscape, offering convenience, accessibility, and speed. However, this transformation also brings significant security and usability challenges. OAuth 2.0, an open-standard authorization protocol, has emerged as a critical component in enhancing both the security and user experience in digital banking. This paper explores how OAuth 2.0 addresses digital banking's security needs, improves user experience, and discusses the challenges and limitations associated with its implementation. It also examines real-world use cases and future trends that will shape the evolution of secure digital banking ecosystems.
Field	Engineering
Published In	Volume 16, Issue 1, January-June 2025
Published On	2025-06-22
Cite This	Enhancing Security and User Experience in Digital Banking through OAuth 2.0: Challenges, Implementations, and Future Trends - Surya Ravikumar - IJAIDR Volume 16, Issue 1, January-June 2025. DOI 10.71097/IJAIDR.v16.i1.1463
DOI	https://doi.org/10.71097/IJAIDR.v16.i1.1463
Short DOI	https://doi.org/g9q33p

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