Journal of Advances in Developmental Research

E-ISSN: 0976-4844   •   Impact Factor: 9.71

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 17 Issue 1 January-June 2026 Submit your research before last 3 days of June to publish your research paper in the issue of January-June.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 17 Issue 1
2026

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

Intelligent Financial Governance Through AI and Blockchain: A Framework for Trust and Resilience in RegTech

Author(s) Manojkumar Reddy Peddamallu
Country United States
Abstract The financial industry is undergoing an unprecedented transformation as artificial intelligence (AI), blockchain, and advanced analytics converge to redefine regulatory governance. Amid growing global scrutiny, institutions are challenged to ensure transparency, traceability, and ethical decision-making across highly distributed systems. This paper introduces a hybrid model of financial governance integrating Explainable AI (XAI), Federated Learning (FL), and Blockchain to enable verifiable, real-time compliance and risk intelligence. Unlike traditional centralized monitoring frameworks, this approach allows multi-institutional collaboration without exposing sensitive data. Through architectural frameworks and use cases, we demonstrate how AI-driven explainability and federated architectures enhance trust and regulatory oversight. Blockchain integration further establishes immutable audit trails for regulators and internal auditors, addressing a long-standing need for accountability and resilience in RegTech. The proposed system enables proactive governance—where AI models not only detect anomalies but also provide interpretable justifications for their actions. In conclusion, this integrated framework paves the way for transparent, ethical, and adaptive financial systems capable of sustaining regulatory confidence and societal trust in the era of intelligent automation.
Keywords AI, Compliance, Financial Governance, Explainable AI, Federated Learning, Blockchain, Risk Management, RegTech, Transparency.
Field Engineering
Published In Volume 16, Issue 2, July-December 2025
Published On 2025-11-18
Cite This Intelligent Financial Governance Through AI and Blockchain: A Framework for Trust and Resilience in RegTech - Manojkumar Reddy Peddamallu - IJAIDR Volume 16, Issue 2, July-December 2025. DOI 10.71097/IJAIDR.v16.i2.1640
DOI https://doi.org/10.71097/IJAIDR.v16.i2.1640
Short DOI https://doi.org/hbf77h
View / Download PDF File

Share this



CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJAIDR DOI prefix is
10.71097/IJAIDR

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 16 Isu 2Cover Page Vol 16 Isu 1Cover Page Vol 15 Isu 2

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJAIDR
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us Message on WhatsApp +91-9687-182-185 editor@ijaidr.com