Journal of Advances in Developmental Research

E-ISSN: 0976-4844   •   Impact Factor: 9.71

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 17 Issue 1 January-June 2026 Submit your research before last 3 days of June to publish your research paper in the issue of January-June.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 17 Issue 1
2026

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar UTeM - Universiti Teknikal Malaysia Melaka Wiki for Call for Papers WorldCat Zenodo

AI‑Enhanced Regulatory Sandboxes: Accelerating Safe Innovation in Financial Systems

Author(s) Manojkumar Reddy Peddamallu
Country United States
Abstract The rise of financial technologies and digital assets has compelled regulators to adopt new methods of oversight that balance innovation with systemic safety. Regulatory sandboxes—controlled environments for testing novel financial products—are being reimagined through the use of artificial intelligence (AI). This paper presents an AI‑driven framework for regulatory sandboxes, integrating automated compliance evaluation, predictive risk modeling, and real‑time policy simulation. The framework supports global initiatives such as the BIS Innovation Hub, IMF digital transformation programs, and the Monetary Authority of Singapore’s (MAS) regulatory testbeds. By embedding explainable AI within sandbox infrastructures, regulators can forecast risk, detect systemic vulnerabilities, and enable cross‑border collaboration without compromising data privacy. Case studies from the FCA UK and MAS Singapore illustrate how AI‑enabled sandboxes shorten innovation cycles while maintaining accountability and transparency. This research demonstrates that AI‑assisted sandboxing can evolve into a global governance instrument for adaptive, data‑driven financial regulation.
Keywords RegTech, AI Governance, Regulatory Sandbox, BIS Innovation Hub, Compliance Automation, Financial Policy, Explainable AI.
Field Engineering
Published In Volume 17, Issue 1, January-June 2026
Published On 2026-01-20
Cite This AI‑Enhanced Regulatory Sandboxes: Accelerating Safe Innovation in Financial Systems - Manojkumar Reddy Peddamallu - IJAIDR Volume 17, Issue 1, January-June 2026. DOI 10.71097/IJAIDR.v17.i1.1654
DOI https://doi.org/10.71097/IJAIDR.v17.i1.1654
Short DOI https://doi.org/hbkqrf
View / Download PDF File

Share this



CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

IJAIDR DOI prefix is
10.71097/IJAIDR

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 16 Isu 2Cover Page Vol 16 Isu 1Cover Page Vol 15 Isu 2

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About IJAIDR
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us Message on WhatsApp +91-9687-182-185 editor@ijaidr.com