Journal of Advances in Developmental Research

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Cloud-Based Cybersecurity Solutions for Financial Services: A Narrative Review

Author(s) Kranthi Kumar Asike Parameshwar
Country United States
Abstract The high rate of digitalization of financial services has led to the use of cloud computing technologies. To improve scalability, operational efficiency and service innovation, financial institutions are moving core banking systems, payment platforms, and data analytics operations to cloud infrastructures. Although there are these benefits, the implementation of clouds poses challenging cybersecurity issues such as data breaches, ransomware attacks, insider threats, and improperly configured cloud environments. Due to the sensitivity of financial and personal information that financial institutions deal with, they still are one of the most frequently attacked sectors in the world.
This review is a narrative study on how cloud-based cybersecurity solutions can be used to safeguard financial services infrastructures. The paper reviews available sources of scholarly literature and commercial reports to examine the key cybersecurity risks in cloud-based financial systems and assess security controls, including identity and access management (IAM), encryption solutions, security information and event management (SIEM), zero-trust systems, and threat detection based on artificial intelligence. Regulatory frameworks in cloud security in financial institutions are also discussed by the review, with references to such standards as ISO/IEC 27001, PCI DSS, and NIST cybersecurity guidelines.
A theoretical framework is suggested to demonstrate how cloud adoption is related to cyber threats, security mechanisms, and financial system resiliency. The results indicate that successful cybersecurity in financial clouds is a multilayered approach that incorporates technological defenses, governance, and regulatory compliance. Future advancements in financial cybersecurity will rely on new technologies, such as AI-based threat intelligence and quantum-resistant cryptography. The review can be added to the existing body of knowledge on secure cloud adoption and offers strategic implications to researchers, policymakers, and financial institutions.
Keywords Cloud computing security; Financial cybersecurity; FinTech security; Zero-trust architecture; Artificial intelligence in cybersecurity; Cloud risk management
Field Sociology
Published In Volume 17, Issue 1, January-June 2026
Published On 2026-05-17
Cite This Cloud-Based Cybersecurity Solutions for Financial Services: A Narrative Review - Kranthi Kumar Asike Parameshwar - IJAIDR Volume 17, Issue 1, January-June 2026.
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